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Borrowing power calculator

Get a rough idea of how much you might be able to borrow based on your income, debts and living expenses. This helps you set a realistic property search budget before speaking with a broker.

Estimated borrowing power
A$ 503,000 - 615,000

This is a rough estimate of the maximum loan amount lenders might offer; actual borrowing power depends on the lender's own assessment and living expense benchmarks.

Turn this estimate into a real consultation

Local price context: based on 145 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

This is an estimate only; a broker can give you an accurate borrowing power assessment based on full financial details.

Turn this estimate into a real consultation

Your calculator inputs and estimate will be included with your enquiry. Just add your area, timing, and contact details to connect with brokers who can discuss pre-approval.

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By sending this enquiry, you agree it will be shared with mortgage broker and lending specialist contacts relevant to your request.

When you submit an enquiry through this site's forms, we may pass it to one or more partner providers, and we may receive a referral fee for doing so. Our rankings and scores come from our published method only, never from referral fees.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Get a quote
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  3. Loan Market Payneham
    5.0(481) 95
    Get a quote
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Last updated 2026-08-01