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Mel Finance Mortgage Brokers Melbourne

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 219 Google reviews · How we rank ›

5.0(219) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Mel Finance Mortgage Brokers Melbourne
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
219

What recent reviews say

Reviewers consistently describe a broker who is immediately available, patient with first-time buyers, and adept at navigating complex lending situations. The standout quality is the ability to deliver results fast-loan approvals in tight timeframes, auction wins explained in advance-while explaining every step so clearly that even bewildered buyers feel confident by settlement.

Staff member handles both straightforward refinances and unusual cases (unique income profiles, PPOR-to-investment pivots). Reviewers praise the long-term relationship building: check-ins after settlement, advice on negotiating with agents, and an emphasis on the buyer's goals rather than just closing the transaction.

Praised for
  • quick response and availability
  • clear explanations and guidance
  • calm under pressure
  • goes above and beyond
  • knowledgeable and professional
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestgreat-for-first-home-buyersknowledgeablepersonalised-service
Best for: First-time buyers who value clear communication and those facing tight settlement deadlines or unusual lending situations.

Strengths

  • quick loan approvals in tight timeframes
  • patient guidance for first-time buyers
  • transparent, step-by-step explanations
  • handles complex lending cases

What reviews say by service

First Home Buyer Loans
Reviewers highlight patience with new buyers, clear step-by-step guidance, and auction strategy advice that helps first-time buyers win.
refinancing
Quick refinance turnaround with improved rates; post-refinance wealth-creation strategy provided.
Investment Property Loans
Delivers fast approvals even when situation pivots from primary residence to investment mid-process.
Mortgage Broker
Handles complex lending profiles and secures multiple lender options where approval seemed unlikely.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 88% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
217
4
1
3
0
2
0
1
1

Common questions

Are they available outside business hours?
Yes. Reviewers mention the team makes itself available for calls early morning and late nights despite a busy schedule.
How long do loan approvals typically take?
Reviewers describe approvals in record time and one case secured within an incredibly tight timeframe, but specific timelines are not stated in reviews.
Do they help with investment property loans after you've bought as a first-home buyer?
Yes. One reviewer was helped to pivot their loan scenario from primary residence to investment property mid-application.
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Last updated 2026-08-01