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Refinance savings calculator

See roughly how much you could save by refinancing to a lower interest rate. This gives you a starting point before comparing lenders with a broker.

Estimated annual savings
A$ 3,650 - 4,450

This is the approximate annual interest saving; monthly savings and total savings over the loan term will be higher.

Turn this estimate into a real consultation

Local price context: based on 145 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

This is an estimate only; a broker can confirm actual savings after fees and loan terms are compared.

Turn this estimate into a real consultation

Your calculator inputs and estimate will be included with your enquiry. Just add your area, timing, and contact details to connect with brokers who can discuss pre-approval.

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By sending this enquiry, you agree it will be shared with mortgage broker and lending specialist contacts relevant to your request.

When you submit an enquiry through this site's forms, we may pass it to one or more partner providers, and we may receive a referral fee for doing so. Our rankings and scores come from our published method only, never from referral fees.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Get a quote
  2. Inovayt
    5.0(1004) 95
    Get a quote
  3. AUSUN Finance
    5.0(717) 95
    Get a quote
  4. Loan Market Razor
    5.0(709) 95
    Get a quote
  5. Get a quote

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Last updated 2026-08-01