All 20 reviews are five-star across 20+ years of client relationships. Consistently praised for responsiveness, clarity, and putting client interests first, especially with first-home buyers and investment property buyers.
Based on limited recent reviews, so treat this as low-confidence.
Every review across 87 assessments awards five stars, with customers highlighting professional and helpful service. The team (a team member) appears frequently named for responsiveness and industry knowledge, making this a standout choice for investors seeking reliable private lending guidance.
Long-term clients return repeatedly for the personalised approach Josh and the team bring to home finance. They explain complicated loan scenarios clearly, answer questions patiently, and stay available throughout settlement and beyond. Reviewers across first-home, investment, and refinancing situations praise the team for cutting stress from what is often an overwhelming process. The standout is consistency: customers who've worked with Collective Advisory across multiple properties over years describe feeling looked after rather than processed.
Getting a mortgage felt straightforward rather than overwhelming. Staff understood each client's unique circumstances, answered quickly, and explained options clearly without pressure, making even unconventional borrowing situations (PhD student, parental leave, lack of PR) result in pre-approval and settlement within weeks. Investment clients report long-term wealth growth and strategic direction tailored to their goals. Refinancing is handled smoothly, and the team follows up after settlement. Repeat clients and referrals dominate the reviews, suggesting trust built over years of consistent, personal service.
Last updated 2026-08-01