Getting a mortgage felt straightforward rather than overwhelming. Staff understood each client's unique circumstances, answered quickly, and explained options clearly without pressure, making even unconventional borrowing situations (PhD student, parental leave, lack of PR) result in pre-approval and settlement within weeks.
Investment clients report long-term wealth growth and strategic direction tailored to their goals. Refinancing is handled smoothly, and the team follows up after settlement. Repeat clients and referrals dominate the reviews, suggesting trust built over years of consistent, personal service.
Review evidence is limited; no customer feedback available. The business lists services from home loans to equipment finance and car insurance across multiple Australian cities. Rates shown are from 5.94% p.a. on home loan examples.
Long-term clients return repeatedly for the personalised approach Josh and the team bring to home finance. They explain complicated loan scenarios clearly, answer questions patiently, and stay available throughout settlement and beyond. Reviewers across first-home, investment, and refinancing situations praise the team for cutting stress from what is often an overwhelming process. The standout is consistency: customers who've worked with Collective Advisory across multiple properties over years describe feeling looked after rather than processed.
One five-star review praises the mentor program for industry experience and group support, but limited recent feedback limits confidence. The business operates across Australia with FBAA and MFAA approvals.
Last updated 2026-08-01