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Collective Advisory

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 91 Google reviews · How we rank ›

5.0(91) 91 composite score See reviews on Google ✓ Google-verified
Investment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Collective Advisory
Services
Investment Property Loans, Commercial & Business Finance, Reverse Mortgage & Retirement Finance
Reviews
91

What recent reviews say

Long-term clients return repeatedly for the personalised approach Josh and the team bring to home finance. They explain complicated loan scenarios clearly, answer questions patiently, and stay available throughout settlement and beyond.

Reviewers across first-home, investment, and refinancing situations praise the team for cutting stress from what is often an overwhelming process. The standout is consistency: customers who've worked with Collective Advisory across multiple properties over years describe feeling looked after rather than processed.

Praised for
  • responsive and available staff
  • clear explanations of complex processes
  • patient guidance through entire journey
  • consistent service across many years
  • strong personal relationships with advisors
responsive-communicationexplained-clearlyknowledgeablepersonalised-serviceprofessional-and-honestwent-above-and-beyondgreat-for-first-home-buyers
Best for: Buyers working through their first or second home, especially those managing complex scenarios across states.

Strengths

  • Available and responsive at every stage
  • Patient explanation of complex loan scenarios
  • Long-term relationship focus
  • Consistent service across multiple properties

What reviews say by service

First Home Buyer Loans
Reviewers highlight organised, informed approach that reassures first-time buyers and simplifies an overwhelming process.
refinancing
Praised for handling bank changes and refinancing with thorough attention to paperwork and availability throughout.
Investment Property Loans
Clients credit the team with guiding complex multi-property strategies over years and tailoring solutions to individual needs.
Commercial & Business Finance
Website lists commercial property loans; no specific review evidence provided.

How it compares

  • Rated 5 against a 4.96 average across the 321 investment property loans businesses listed here.
  • Has more Google reviews than 65% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 85
Review recency 97
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
91
4
0
3
0
2
0
1
0

Common questions

Can Collective Advisory help if I'm buying in a different state?
Yes. Reviewers from Queensland and New South Wales report the team understands state-specific buying processes despite being based in Victoria, and come recommended across state lines.
Do they stay involved after settlement?
Yes. Reviewers mention post-settlement guidance on offsets, repayments, and next steps, and describe the relationship as ongoing rather than transactional.
Are they available outside business hours?
Reviewers report the team is contactable at 'all hours', though specific business hours should be confirmed directly.

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Last updated 2026-08-01