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Victorian Mortgage Group | VMG

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 13 Google reviews · How we rank ›

5.0(13) 81 composite score See reviews on Google ✓ Google-verified
Reverse Mortgage & Retirement FinanceMortgage Broker
Victorian Mortgage Group | VMG
Services
Reverse Mortgage & Retirement Finance, Mortgage Broker
Reviews
13

What recent reviews say

Brokers and clients consistently report VMG finds lending solutions when mainstream banks decline applicants, particularly those with variable income, recent credit marks, or non-standard employment. Staff pick up the phone, deliver approval in days rather than weeks, and prioritise solving the client problem over checklist lending.

The team operates across Australia with lending appetite for scenarios others won't touch. The team run slightly higher than major banks, but reviewers note this is fair given the complexity handled. No ongoing or risk fees.

Praised for
  • solves hard-to-place lending cases
  • accessible and responsive team
  • no petty conditions or laundry lists
  • problem-solvers with common sense approach
  • quick turnaround times
responsive-communicationwent-above-and-beyondexplained-clearlyprofessional-and-honestsmooth-settlementknowledgeable
Best for: borrowers declined by major banks with non-standard income or recent credit marks
Think twice if: fees are slightly higher than major banks, though reviewers treat this as fair value for complex cases

Strengths

  • finds loans for hard-to-place scenarios (variable income, credit issues, non-standard employment)
  • quick phone response and approval turnaround
  • no petty conditions or laundry-list lending
  • team incentivised to solve rather than decline

What reviews say by service

Mortgage Broker
finds solutions for out-of-box lending scenarios when mainstream lenders decline
Reverse Mortgage & Retirement Finance
no specific evidence in reviews

How it compares

  • Rated 5 against a 4.96 average across the 306 reverse mortgage & retirement finance businesses listed here.
  • Has more Google reviews than 20% of the businesses in this directory.

How we scored this

How We Score
Star rating 98
Review volume 50
Review recency 75
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
13
4
0
3
0
2
0
1
0

Common questions

How fast can VMG approve a loan?
The team typically come within a couple of days to a few days. One reviewer noted fast AIP (approval in principle) with higher lending capacity than other banks attempted.
Does VMG work with people mainstream banks won't lend to?
Yes. Reviews cite approval for variable-income workers (circus/entertainment, university lecturers), clients with recent credit marks, and those declined by major banks and other 50+ lenders.
Are there hidden fees or ongoing charges?
No. The team are slightly higher than major banks but there are no ongoing or risk fees charged.
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Last updated 2026-08-01