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Ted Ongarezos - Mortgage Broker - RateOne

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 136 Google reviews · How we rank ›

5.0(136) 93 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansCommercial & Business FinanceMortgage Broker
Ted Ongarezos - Mortgage Broker - RateOne
Services
First Home Buyer Loans, Commercial & Business Finance, Mortgage Broker
Reviews
136

What recent reviews say

Eighteen reviews paint a picture of consistency: buyers feel guided through what could be daunting steps, with staff answering questions promptly and explaining options in plain terms. Across first home purchases, refinances, and investment property loans, the same names recur in praise for reliability and transparency over many years.

The business serves long-term clients across several transactions without friction. First-home buyers specifically highlight relief from uncertainty; refinancing customers note quick turnarounds and competitive rate-locking. No complaints surface in the data, though the sample is uniformly positive.

Praised for
  • knowledgeable and transparent advice
  • stress-free and simple process
  • proactive communication and updates
  • patient guidance for first-home buyers
  • strong follow-up and reliability over years
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers wanting step-by-step guidance; busy professionals needing proactive updates.
Think twice if: No meaningful caveats emerge from the review data provided.

Strengths

  • transparent, honest advice on borrowing options
  • proactive communication from application to settlement
  • patient, jargon-free explanations for first buyers
  • competitive rate outcomes secured quickly

What reviews say by service

First Home Buyer Loans
First buyers praise patient guidance, clear explanations, and relief from the uncertainty of the process.
refinancing
Refinance customers highlight quick approvals, competitive rates locked ahead of bank changes, and efficient handling.
Commercial & Business Finance
Commercial loan applicants note the team's ability to structure finance to suit client needs with attention to detail.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 76% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 93
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
134
4
2
3
0
2
0
1
0

Common questions

What is included in a home loan health check?
The service is listed on their website but detail on what the health check covers is not provided in the reviews or inputs.
Do you work with self-managed super funds?
Yes. The business states it offers Self Managed Super Fund loans among its services.
How long does the refinance process take?
One recent review (2 months ago) noted refinance was secured quickly with competitive rates locked ahead of bank revisions, though no specific timeframe is stated.

Similar mortgage brokers nearby

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RateOne Financial Services

4.9(136)✓ Google-verified

Clients consistently credit the team with turning home buying and refinancing into smooth, guided experiences. Staff explain complex terms clearly, return calls and emails within minutes, and stay involved from first chat through settlement. Several buyers report securing competitive rates and moving from enquiry to approval in three months or less. The business handles Saturday calls during personal time and remains available to answer questions without delay.

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Pioneer Loans
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Pioneer Loans

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Pioneer Loans delivers consistent speed and clarity across commercial and home lending. Reviewers praise staff for explaining options in plain language, keeping clients updated throughout, and closing loans within two weeks. The team handles complex scenarios-investment property purchases, refinancing, commercial deals, and first-time buyer nerves-with equal calm. First-home buyers and those managing multiple financing needs stand out as the core audience. Staff proactively solve problems before they escalate, meeting vendor timelines and vendor-imposed deadlines with regularity. The business appears to treat complex construction loan coordination or refinancing-plus-commercial stacking as routine.

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Home Loans Fast - Mortgage Broker Melbourne
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Home Loans Fast - Mortgage Broker Melbourne

5.0(249)✓ Google-verified

Across 249 five-star reviews, borrowers consistently describe a streamlined experience from pre-approval to settlement. Staff explain options clearly, respond quickly to questions, and adapt when circumstances shift mid-process. What sets the team apart is their focus on long-term wealth building. They restructure loans for investment strategies, help SMSF borrowers switch after years of dead ends, and save clients hundreds monthly on refinances. First-time buyers, property investors, and self-employed applicants all report feeling supported through complex paperwork.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance

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Last updated 2026-08-01