Sydney Mortgage Brokers Directory
Menu
Compare brokers

RateOne Financial Services

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 136 Google reviews · How we rank ›

4.9(136) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage Broker
RateOne Financial Services
Services
First Home Buyer Loans, Mortgage Broker
Reviews
136

What recent reviews say

Clients consistently credit the team with turning home buying and refinancing into smooth, guided experiences. Staff explain complex terms clearly, return calls and emails within minutes, and stay involved from first chat through settlement. Several buyers report securing competitive rates and moving from enquiry to approval in three months or less. The business handles Saturday calls during personal time and remains available to answer questions without delay.

Praised for
  • knowledgeable and patient advisors
  • rapid, reliable communication
  • stress-free experience
  • went above and beyond
  • competitive rates secured
responsive-communicationgot-best-rateexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestgreat-for-first-home-buyersknowledgeable
Best for: First-time home buyers seeking step-by-step guidance and fast, patient communication.

Strengths

  • Same-day or next-day responses to queries
  • Competitive rates negotiated on behalf of clients
  • Detailed explanations of borrowing capacity and loan options
  • Active involvement from initial conversation through settlement

What reviews say by service

First Home Buyer Loans
Buyers praise clear explanations of borrowing capacity, patience with questions, and stress-free guidance from start to settlement.
Mortgage Broker
Clients report quick responses, competitive rate negotiation, and thorough research into loan options suited to their situation.

How it compares

  • Rated 4.9 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 76% of the businesses in this directory.

How we scored this

How We Score
Star rating 94
Review volume 93
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
132
4
2
3
0
2
0
1
2

Common questions

How quickly will the broker respond to my questions?
Clients report responses within a couple of minutes to calls and emails, and rapid turnaround on queries throughout the process.
As a first home buyer, what can I expect from the process?
The broker breaks down borrowing capacity and limits, explains loan options in detail, stays involved at every step, and handles day-to-day questions until settlement.
How long does the approval and settlement process typically take?
One client moved from initial enquiry to approval and settlement within 3 months, though timelines vary.
Request a quote

Similar mortgage brokers nearby

Ted Ongarezos - Mortgage Broker - RateOne
93

Ted Ongarezos - Mortgage Broker - RateOne

5.0(136)✓ Google-verified

Eighteen reviews paint a picture of consistency: buyers feel guided through what could be daunting steps, with staff answering questions promptly and explaining options in plain terms. Across first home purchases, refinances, and investment property loans, the same names recur in praise for reliability and transparency over many years. The business serves long-term clients across several transactions without friction. First-home buyers specifically highlight relief from uncertainty; refinancing customers note quick turnarounds and competitive rate-locking. No complaints surface in the data, though the sample is uniformly positive.

First Home Buyer LoansCommercial & Business FinanceMortgage Broker
View profile
Pioneer Loans
94

Pioneer Loans

5.0(292)✓ Google-verified

Pioneer Loans delivers consistent speed and clarity across commercial and home lending. Reviewers praise staff for explaining options in plain language, keeping clients updated throughout, and closing loans within two weeks. The team handles complex scenarios-investment property purchases, refinancing, commercial deals, and first-time buyer nerves-with equal calm. First-home buyers and those managing multiple financing needs stand out as the core audience. Staff proactively solve problems before they escalate, meeting vendor timelines and vendor-imposed deadlines with regularity. The business appears to treat complex construction loan coordination or refinancing-plus-commercial stacking as routine.

Commercial & Business FinanceMortgage Broker
View profile
Home Loans Fast - Mortgage Broker Melbourne
95

Home Loans Fast - Mortgage Broker Melbourne

5.0(249)✓ Google-verified

Across 249 five-star reviews, borrowers consistently describe a streamlined experience from pre-approval to settlement. Staff explain options clearly, respond quickly to questions, and adapt when circumstances shift mid-process. What sets the team apart is their focus on long-term wealth building. They restructure loans for investment strategies, help SMSF borrowers switch after years of dead ends, and save clients hundreds monthly on refinances. First-time buyers, property investors, and self-employed applicants all report feeling supported through complex paperwork.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance
View profile

Own this business? Get featured

Own or market a business here? Ask about featured placement and advertising on this directory. Your message goes straight to the directory team.

Last updated 2026-08-01