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Smart Lending - Mortgage Brokers

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 289 Google reviews · How we rank ›

5.0(289) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Smart Lending - Mortgage Brokers
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
289

What recent reviews say

Reviewers consistently experience fast, hands-on support from staff who negotiate with lenders and stay in close contact throughout the loan journey. Clients praise the team for turning what could be stressful into an exciting process, particularly first home buyers who found confidence in detailed explanations and genuine advocacy.

The business handles first home purchases, refinancing, investment loans, and business lending across multiple occasions. Several reviewers returned for repeat business after positive initial experiences, citing smooth settlements, proactive rate-hunting, and willingness to solve difficult cases most brokers would decline.

Praised for
  • quick response and proactive follow-up
  • knowledgeable staff who explain clearly
  • advocates for clients with banks and conveyancers
  • goes above and beyond the standard service
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First home buyers wanting active broker advocacy and clear explanations throughout settlement.

Strengths

  • responsive team who negotiate actively with banks
  • detailed explanations and ongoing communication
  • willingness to solve difficult loans others decline
  • staff return clients across multiple transactions

What reviews say by service

First Home Buyer Loans
First home buyers praise quick responses, clear explanations of complex processes, and proactive bank follow-up that reduces stress.
refinancing
Repeat refinancing clients describe smooth, stress-free processes with excellent communication and ability to find better rates.
Investment Property Loans
Investors note team's knowledge helps them work out realistic budgets and rates for investment purchases.
Commercial & Business Finance
One reviewer noted successful help with business loan and refinancing combined process.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 93% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
285
4
2
3
0
2
0
1
2

Common questions

How quickly can you approve a first home loan?
One client received approval and settlement within 24 hours, though timelines vary per application.
Will you help explain complex paperwork?
Yes. Reviewers report staff patiently break down loan documents and processes into simple, understandable steps.
Do you work with difficult loan cases?
Reviewers describe the team as willing to pursue solutions on loans other brokers would decline, particularly for investment or complex scenarios.

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Most reviewers praise quick, knowledgeable tax advice and clear explanations even for complex returns. One recent complaint highlights unresponsiveness to callback requests, a notable gap in an otherwise strong record.

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All 15 reviews are five-star, praising the team's deep market knowledge and willingness to tackle complex deals others reject. Reviewers highlight late-night work on applications, strategic sessions for portfolio building, and calm guidance through first purchases and multi-property refinances.

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Findex Melbourne
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Most reviewers praise Findex's knowledgeable staff and prompt service on tax and financial planning. Several experienced serious delays in fund releases and poor responsiveness on business matters, raising concerns about reliability under stress.

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Last updated 2026-08-01