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RFinance

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 43 Google reviews · How we rank ›

5.0(43) 89 composite score See reviews on Google ✓ Google-verified
Commercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
RFinance
Services
Commercial & Business Finance, Reverse Mortgage & Retirement Finance, Mortgage Broker
Reviews
43

What recent reviews say

Across 43 reviews at 5.0 stars, RFinance delivers consistent, attentive mortgage broking. Clients experience rapid approvals, clear communication tailored to their situation, and willingness to manage obstacles-from first-home purchases to investment portfolios and refinancing deals.

Praised for
  • knowledgeable and responsive
  • stress-free and smooth process
  • patient communication and education
  • goes above and beyond
  • fast approvals and quick turnaround
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyersexcellent-for-self-employed
Best for: First-home buyers, self-employed people, and investors seeking personalised loan matching and rapid settlement.
Think twice if: No material caveats found; all 43 reviews are five or four stars.

Strengths

  • Fast loan approvals and turnaround
  • Patient explanation of complex options
  • Customised lending strategy per client
  • Handles SMSF and self-employed scenarios

What reviews say by service

First Home Buyer Loans
First-home buyers report stress-free guidance, patient Q&A, and confidence-building support from pre-approval through settlement.
refinancing
Refinancing clients praise quick rate comparisons, faster turnarounds than competitors, and finding better valuation and borrowing capacity.
self-employed-loans
Self-employed applicants note the team assesses situations quickly and recommends suitable lenders when other brokers declined.
Commercial & Business Finance
Reviews mention SMSF loans and trust-based lending, suggesting capability beyond standard residential mortgages.
Mortgage Broker
Core service receives consistent praise for responsive, knowledgeable, personalised support and rapid approvals.

How it compares

  • Rated 5 against a 4.96 average across the 327 commercial & business finance businesses listed here.
  • Has more Google reviews than 43% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 71
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
42
4
1
3
0
2
0
1
0

Common questions

How long does loan approval typically take?
Multiple reviews cite fast turnarounds and rapid approvals; one client received funds on time despite an urgent timeframe. Exact timelines are not specified in reviews.
Do you work with self-employed borrowers?
Yes. Reviews mention a self-employed client whose loan was quickly assessed after other brokers could not help. The team also handles SMSF property purchases.
Can you help with refinancing to a better rate?
Yes. Several clients refinanced and received better rates and higher borrowing capacity. One client refinanced while the broker managed a time difference from overseas.

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All 32 reviews are five-star. Customers consistently praise the team's responsiveness, clear explanations of loan products, and willingness to work through complex situations. Staff have helped first-home buyers navigate the process, refinancing clients secure better rates, and customers with unusual financial circumstances find solutions others said no to.

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Home Loan Pty Ltd

5.0(36)✓ Google-verified

Every reviewer reports fast, clear communication and a straightforward first-home buying experience. The team secures competitive rates, handles documents, and works around the clock, even on holidays. Clients consistently note explanations in plain language and decisions guided by what suits them best, not commission.

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Integrity Finance Australia
93

Integrity Finance Australia

5.0(134)✓ Google-verified

Reviewers consistently report a personal, guided experience from initial contact through settlement. Staff take time to explain mortgage options, handle complex or seasonal timing issues without friction, and keep clients informed at each stage. The team secures better rates than reviewers could find alone, making the process feel effortless despite its size and complexity. Investment property and refinancing clients praise the same hands-on attention: detailed option reviews, transparent advice centred on their goals, and settlements that run without surprises. Even first-home buyers with no prior knowledge report feeling confident and supported throughout.

Investment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement Finance

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Last updated 2026-08-01