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Home Loan Pty Ltd

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 36 Google reviews · How we rank ›

5.0(36) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage Broker
Home Loan Pty Ltd
Services
First Home Buyer Loans, Mortgage Broker
Reviews
36

What recent reviews say

Every reviewer reports fast, clear communication and a straightforward first-home buying experience. The team secures competitive rates, handles documents, and works around the clock, even on holidays. Clients consistently note explanations in plain language and decisions guided by what suits them best, not commission.

Praised for
  • prompt and responsive communication
  • explains complex process clearly
  • knows lender policies and connections
  • puts client interest before commission
  • stress-free and organized experience
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondgreat-for-first-home-buyersprofessional-and-honestsmooth-settlementpersonalised-serviceknowledgeable
Best for: First-time buyers who want clear explanations and someone who prioritises their rate over commission.

Strengths

  • answers all questions promptly, even outside hours
  • explains loan options without jargon
  • settles loans in under 30 days
  • recommends loans in client's interest, not highest commission

What reviews say by service

First Home Buyer Loans
First-time buyers report stress-free experience, clear step-by-step guidance, and competitive rate without pressure to overspend.
refinancing
Refinance clients praise responsive follow-up and professionalism even during holidays.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 38% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 68
Review recency 97
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
36
4
0
3
0
2
0
1
0

Common questions

How long does settlement typically take?
One client settled their mortgage in under 30 days, with staff managing documents and liaising with lenders.
What if I have questions outside business hours?
Reviewers report staff respond promptly to questions even at short notice, on weekends, and during holidays.

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Reviewers consistently report quick loan approvals, competitive rates, and attentive guidance through the application process. The broker handles car loans, business loans, refinancing, and self-managed super fund lending with particular strength in no-doc and low-doc options.

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Home Saver Home Loans

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Clients describe working with the team for over 15 years, consistently earning trust through expert guidance and attentive service from start to settlement and beyond. Their approach reduces hassle out of property transactions and ongoing rate reviews show they stay focused on client interests long after loans close.

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Homefree Mortgages
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Homefree Mortgages

5.0(216)✓ Google-verified

Nathan and the team earn their perfect rating by walking clients through complex loan decisions with patience and honesty, often answering calls after hours and chasing down every detail until settlement closes smoothly. First-home buyers and refinancing clients consistently report feeling supported rather than sold to, with staff taking time to explain options in plain language and staying responsive through complications. Clients praise the team for handling multi-step transactions (debt consolidation, property transfer, refinance at once) without fuss, and returning business over 15 years suggests their expertise translates across first purchases, refinances, and investment deals. The Scoresby-based brokers appear genuinely invested in each family's outcome, not just in pushing a loan through.

First Home Buyer LoansMortgage Broker

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Last updated 2026-08-01