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Property First Mortgage Solutions

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 57 Google reviews · How we rank ›

5.0(57) 86 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansMortgage Broker
Property First Mortgage Solutions
Services
First Home Buyer Loans, Investment Property Loans, Mortgage Broker
Reviews
57

What recent reviews say

Richard delivers a smooth, stress-free loan experience. Clients consistently praise his market knowledge, transparency, and ability to turn complex finance into plain language. Many work with him for decades, returning for refinances and property upgrades, and value his ongoing proactive market updates after settlement.

His strength lies in explaining options clearly and going beyond what's asked. First-home buyers appreciate the guidance that removes overwhelm; investors value his insight into rate movements and long-term strategy. He handles construction loans, refinances, and repeat purchases with the same professional, unhurried approach.

Praised for
  • responsive and proactive communication
  • expert knowledge of market and finance
  • clear explanations of complex terms
  • genuine care for client outcomes
  • efficient and stress-free process
responsive-communicationexplained-clearlywent-above-and-beyondprofessional-and-honestgreat-for-first-home-buyersknowledgeablepersonalised-servicesmooth-settlementgot-best-rate
Best for: First-home buyers and long-term clients seeking proactive refinancing advice.

Strengths

  • Long-term client relationships spanning 10+ years
  • Proactive market monitoring and rate-switching advice post-settlement
  • Clear plain-language explanations for first-time buyers
  • Efficient process with transparent costs

What reviews say by service

First Home Buyer Loans
Clear guidance and stress-free process praised by multiple first-time buyers.
refinancing
Proactive rate monitoring and refinance suggestions valued by long-term clients.
Mortgage Broker
Transparent, efficient service across multiple loan types and client situations.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 50% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 77
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
57
4
0
3
0
2
0
1
0

Common questions

Will my broker stay involved after settlement?
Yes. Richard proactively monitors the market and contacts clients about refinancing opportunities or rate changes that could benefit them, even years after the initial loan.
Can you help with a construction loan?
Yes. Reviews mention clients using Property First Mortgage Solutions for construction and renovation projects alongside standard home purchases.
How long does the loan process take?
Clients consistently describe it as efficient and stress-free, though no specific timeframe is stated in reviews.

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Borrowers consistently report swift, well-explained loan approvals backed by staff who explain options clearly and answer questions readily. From first-time buyers through refinances and investment deals, the team handles tight deadlines and complex situations with professionalism, keeping clients informed and focused on the best outcome. First-time buyers and refinancers particularly praise quick results and personalised guidance tailored to their circumstances. The business works past settlement and remains available for future lending, with repeat clients returning for multiple mortgages over years.

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Connective splits sharply: newer supporters praise the platform's efficiency and staff responsiveness, but older reviews flag persistent problems with loan processing delays, outdated systems, and deteriorating post-settlement support. Experience varies significantly.

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Alecto Finance
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First-home buyers consistently report feeling guided and supported throughout the entire purchase process. Staff take time to explain each step, respond quickly to questions, and act with clear intent to help clients achieve their goals. The team handles refinancing and investment properties as well, with reviewers praising speed, knowledge of complex circumstances, and willingness to solve problems others considered impossible. Multiple clients return for subsequent purchases and recommend staff to friends and family.

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Last updated 2026-08-01