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My Mortgage Freedom

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 361 Google reviews · How we rank ›

5.0(361) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
My Mortgage Freedom
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
361

What recent reviews say

My Mortgage Freedom turns what reviewers expect to be stressful into a smooth experience. The team explains each step clearly, stays available, and follows up long after settlement to ensure clients are still getting the best rates.

Reviewers with complex situations-businesses, trusts, quick timelines, interstate deals-report the same professionalism and efficiency as first-home buyers. Staff work closely with accountants and other advisers, and handle pre-approval through settlement without cutting corners.

Praised for
  • professional and knowledgeable team
  • clear communication and kept informed throughout
  • stress-free and straightforward process
  • went above and beyond to meet needs
  • ongoing support post-settlement
responsive-communicationexplained-clearlywent-above-and-beyondloan-approved-fastsmooth-settlementprofessional-and-honestgreat-for-first-home-buyerspersonalised-service
Best for: first-home buyers, property investors, and business owners needing complex lending solutions

Strengths

  • stress-free, straightforward process from start to finish
  • team stays responsive and available throughout
  • ongoing post-settlement check-ins to optimise rates
  • handles complex situations (businesses, trusts, interstate) efficiently

What reviews say by service

First Home Buyer Loans
First-home buyers praise clear explanations, low stress, and ongoing support beyond settlement
refinancing
Refinance client experienced exceptional service when lender issue arose mid-transaction
Investment Property Loans
Reviewers with investment properties report smooth process and efficient handling of complex situations
Commercial & Business Finance
Team handled complex commercial structures (businesses, trusts) with efficiency and coordination with accountants
Mortgage Broker
Repeat clients and professional referrers consistently recommend the team for knowledge, responsiveness, and outcomes

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 96% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
358
4
2
3
0
2
0
1
1

Common questions

Do you service properties outside Sydney or Victoria?
Yes. The business states it operates Australia-wide and has handled interstate transactions including the team. Reviewers confirm successful management of deals outside their Melbourne base.
What happens after my loan settles?
The team continues to check in and review your loan regularly to ensure you are still getting the best available rate if circumstances change.
Can you help with complex situations like business loans or SMSF lending?
Yes. Reviewers with businesses, trusts, and SMSF structures report the team handled these efficiently and coordinated well with their accountants.

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Mortgage Choice South Melbourne - Paul Williams

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Staff at this South Melbourne broker secure loans others reject outright, handling complex scenarios (bridging, refinancing during transitions) with calm competence. Response times are fast, weekend hours accommodated, and approval turnarounds measured in hours. First-time buyers report feeling genuinely supported rather than processed; the team explains decisions thoroughly and adapts to changing market conditions without pushing unnecessary products.

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Finance for Living Pty Ltd
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Finance for Living Pty Ltd

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Clients consistently report feeling guided rather than rushed through their loan process. Staff explain options clearly, answer questions patiently, and stay responsive throughout. The team handles complex situations (regional builds, bank backflips, interstate buyers) by working out of hours and negotiating directly with lenders to lock in solutions. Whether buying a first home or refinancing, users praise the experience as stress-free and straightforward. First-home buyers and those with unusual circumstances especially note the difference. The online portal keeps documents organised and secure. Repeat clients (some spanning 7-8 years) cite the same reliability and attention to detail. What stands out is the absence of pressure: staff start by listening to individual goals, then match them to the right lender rather than pushing a product.

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Charter Private
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Charter Private

5.0(342)✓ Google-verified

Working with the team feels straightforward from start to finish. Reviewers consistently praise responsiveness, clear explanations, and genuine effort to secure the best deal, whether refinancing, buying an investment property, or making a first home purchase. Staff follow through without needing chasing and respond outside hours when needed. The team structures the process so clients stay informed and comfortable at each step. What reviewers expected to be stressful often becomes straightforward instead. Across first-time buyers, investors, and refinancers, the same pattern emerges: professional handling, quick settlement, and a sense that the team genuinely cares about the outcome.

Investment Property LoansReverse Mortgage & Retirement FinanceMortgage Broker

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Last updated 2026-08-01