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Find A Better Rate Home Loans

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 52 Google reviews · How we rank ›

4.9(52) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansReverse Mortgage & Retirement FinanceMortgage Broker
Find A Better Rate Home Loans
Services
First Home Buyer Loans, Investment Property Loans, Reverse Mortgage & Retirement Finance
Reviews
52

What recent reviews say

Reviewers consistently praise fast responses, expert guidance, and willingness to go the extra mile through lengthy buying journeys. The broker handled first home purchases, refinancing, and investment properties with equal care, securing competitive rates while keeping clients informed at every step.

Praised for
  • expert knowledge and complex scenarios
  • responsive and quick communication
  • went above and beyond expectations
  • smooth process and clear explanations
  • helped secure competitive rates
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First home buyers seeking detailed guidance and competitive rates, and refinancing borrowers wanting a long-term broker relationship.

Strengths

  • handles complex lending scenarios
  • loan approval in under a week
  • long-term relationship building
  • thorough explanation of options

What reviews say by service

First Home Buyer Loans
First time buyers praised thorough explanation of options, patience with endless questions, and smooth process from viewing to settlement.
refinancing
Multiple refinancing clients rated the broker highly for securing better rates than banks offered and smooth transitions between loans.
Investment Property Loans
Client used the service to secure investment property financing alongside primary residence mortgage.
Mortgage Broker
Broker consistently praised for knowledge, responsiveness, and willingness to adapt advice to changing circumstances.

How it compares

  • Rated 4.9 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 48% of the businesses in this directory.

How we scored this

How We Score
Star rating 94
Review volume 75
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
49
4
2
3
0
2
0
1
1

Common questions

How fast can I get loan approval?
The business secured approval for clients in under a week, though timelines vary by situation.
Does the broker help first home buyers?
Yes. Reviewers report the team provided detailed guidance and explanation throughout the first purchase process, helping them understand options and make informed decisions.
Can they help with investment property loans?
Yes. Reviewers used the service for investment property mortgages alongside primary residence loans.

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Clients consistently praise the team for turning what could be an overwhelming mortgage process into a calm, well-guided experience. Staff take time to explain each step, respond promptly to questions, and work persistently to secure the best loan terms, even when lenders create obstacles. First-home buyers report feeling supported from initial conversation through settlement. Reviewers highlight the broker's ability to find solutions others missed (like LMI waivers), deliver approvals quickly, and combine technical expertise with genuine warmth that builds trust throughout the journey.

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Chatham House Financial's team consistently makes a complex financial process feel manageable through direct communication and genuine care. Reviewers repeatedly praise named staff for walking them through options step by step, answering questions promptly across multiple loan applications, and treating clients like friends rather than transactions. The firm handles first home buyers, refinancing, construction loans, and investment property finance across Sydney and Melbourne. Clients value the ability to reach staff quickly and get updates throughout the process, with multiple reviewers returning for second and third loans because the experience felt stress-free.

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Mel Finance Mortgage Brokers Melbourne
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Reviewers consistently describe a broker who is immediately available, patient with first-time buyers, and adept at navigating complex lending situations. The standout quality is the ability to deliver results fast-loan approvals in tight timeframes, auction wins explained in advance-while explaining every step so clearly that even bewildered buyers feel confident by settlement. Staff member handles both straightforward refinances and unusual cases (unique income profiles, PPOR-to-investment pivots). Reviewers praise the long-term relationship building: check-ins after settlement, advice on negotiating with agents, and an emphasis on the buyer's goals rather than just closing the transaction.

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Last updated 2026-08-01