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LOANCART Mortgage Brokers

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 129 Google reviews · How we rank ›

5.0(129) 93 composite score See reviews on Google ✓ Google-verified
Investment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
LOANCART Mortgage Brokers
Services
Investment Property Loans, Commercial & Business Finance, Reverse Mortgage & Retirement Finance
Reviews
129

What recent reviews say

Every review is five stars and praises the same pattern: staff listen first, explain clearly without jargon, respond quickly, and stick with borrowers through settlement. Reviewers mention getting better rates than expected, quick approvals, and feeling supported rather than pushed. The team handles first-home buyers, refinancing, investment lending, and debt recycling strategies with equal care.

The team, the team, the team, and the team are named repeatedly as the people steering outcomes. Borrowers describe them as genuinely committed to best-fit solutions, not upselling, and accessible throughout. One reviewer noted a rate cut on an already good rate; another praised approval before settlement date. The consistent texture is low-stress complexity handled well.

Praised for
  • knowledgeable and thorough
  • transparent communication
  • customer-focused (not sales-driven)
  • responsive and proactive
  • smooth process from start to finish
responsive-communicationexplained-clearlywent-above-and-beyondloan-approved-fastprofessional-and-honestpersonalised-servicesmooth-settlementgreat-for-first-home-buyers
Best for: first-home buyers anxious about the process, investors seeking debt recycling strategy, borrowers refinancing for better rates

Strengths

  • rate negotiation and debt recycling expertise
  • puts borrower strategy first, not commission
  • named team stays involved through settlement
  • no jargon, clear step-by-step updates

What reviews say by service

First Home Buyer Loans
First-home buyers praise the team for easing anxiety, explaining clearly, and moving approvals quickly; one reviewer specifically noted emotional support throughout the process
Investment Property Loans
Borrowers credit the team with debt recycling expertise and rate negotiation; one achieved a rate cut on an already sharp rate
refinancing
Refinancing clients report clear options, transparent advice, and rate-focused outcomes without sales pressure
Commercial & Business Finance
Limited specific praise for commercial finance in reviews; mentioned as a service the team offers alongside other lending types
Reverse Mortgage & Retirement Finance
No review evidence for this service

How it compares

  • Rated 5 against a 4.96 average across the 321 investment property loans businesses listed here.
  • Has more Google reviews than 74% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 92
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
129
4
0
3
0
2
0
1
0

Common questions

Does LOANCART work with first-home buyers?
Yes. Reviews show the team supports first-home buyers through anxiety and complexity, with one client praising their patience and reassurance. Approvals happen quickly; one borrower mentioned settling faster than expected.
Can LOANCART help me refinance to a better rate?
Yes. Reviewers mention refinancing as a core service. One client reports receiving a rate cut on an already competitive rate, suggesting active negotiation with lenders.
Does the same person stay with me through the whole process?
Reviews name the team, the team, the team, and the team as primary team members who manage cases. Clients report these staff members stay involved from application through settlement and even check in afterwards.

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Nathan and the team earn their perfect rating by walking clients through complex loan decisions with patience and honesty, often answering calls after hours and chasing down every detail until settlement closes smoothly. First-home buyers and refinancing clients consistently report feeling supported rather than sold to, with staff taking time to explain options in plain language and staying responsive through complications. Clients praise the team for handling multi-step transactions (debt consolidation, property transfer, refinance at once) without fuss, and returning business over 15 years suggests their expertise translates across first purchases, refinances, and investment deals. The Scoresby-based brokers appear genuinely invested in each family's outcome, not just in pushing a loan through.

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The team and the team turn finance into a straightforward experience. Reviewers consistently praise their patience, availability, and ability to secure competitive rates, whether it's a first home, refinance, or complex commercial arrangement. Across personal loans, investment properties, factory purchases, and business banking, the team handles paperwork promptly and settles deals fast. Many clients have returned repeatedly over years, citing trustworthiness and willingness to solve tricky finance needs.

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Clients describe working with the team for over 15 years, consistently earning trust through expert guidance and attentive service from start to settlement and beyond. Their approach reduces hassle out of property transactions and ongoing rate reviews show they stay focused on client interests long after loans close.

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Last updated 2026-08-01