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Homefree Mortgages

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 216 Google reviews · How we rank ›

5.0(216) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage Broker
Homefree Mortgages
Services
First Home Buyer Loans, Mortgage Broker
Reviews
216

What recent reviews say

Nathan and the team earn their perfect rating by walking clients through complex loan decisions with patience and honesty, often answering calls after hours and chasing down every detail until settlement closes smoothly. First-home buyers and refinancing clients consistently report feeling supported rather than sold to, with staff taking time to explain options in plain language and staying responsive through complications.

Clients praise the team for handling multi-step transactions (debt consolidation, property transfer, refinance at once) without fuss, and returning business over 15 years suggests their expertise translates across first purchases, refinances, and investment deals. The Scoresby-based brokers appear genuinely invested in each family's outcome, not just in pushing a loan through.

Praised for
  • patient guidance through every step
  • knowledgeable and transparent
  • responsive communication
  • went above and beyond
  • made stressful process feel manageable
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers uncertain about the process and clients with complex loan situations (debt consolidation, property transfer, refinancing simultaneously).

Strengths

  • patient, plain-English explanations
  • responsive even after hours
  • handles complex multi-step transactions
  • long-term client relationships (15+ years repeat business)

What reviews say by service

First Home Buyer Loans
Consistently praised for making the process approachable, explaining everything clearly, and going above and beyond to find the best loan.
refinancing
Reviewers report smooth refinance and loan-switching even when involving debt consolidation and property transfer; responsive communication throughout.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 87% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
210
4
4
3
1
2
0
1
1

Common questions

Do you help first-home buyers?
Yes. Reviewers consistently report the team makes the process approachable, explains everything in plain English, and helps you understand your options and confidence before settling.
Can you handle complex transactions like refinancing and debt consolidation at the same time?
Yes. Clients have successfully completed multi-step transactions (property transfer, debt consolidation, refinancing combined) with the team managing coordination between lenders and conveyancers.
Will you answer questions outside business hours?
Reviewers report the team answers calls outside normal hours, particularly during settlement periods, though availability may depend on your situation.

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Every review is five stars and praises the same pattern: staff listen first, explain clearly without jargon, respond quickly, and stick with borrowers through settlement. Reviewers mention getting better rates than expected, quick approvals, and feeling supported rather than pushed. The team handles first-home buyers, refinancing, investment lending, and debt recycling strategies with equal care. The team, the team, the team, and the team are named repeatedly as the people steering outcomes. Borrowers describe them as genuinely committed to best-fit solutions, not upselling, and accessible throughout. One reviewer noted a rate cut on an already good rate; another praised approval before settlement date. The consistent texture is low-stress complexity handled well.

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Clients describe working with the team for over 15 years, consistently earning trust through expert guidance and attentive service from start to settlement and beyond. Their approach reduces hassle out of property transactions and ongoing rate reviews show they stay focused on client interests long after loans close.

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Last updated 2026-08-01