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Loan Market Momentum

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 224 Google reviews · How we rank ›

5.0(224) 95 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Loan Market Momentum
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
224

What recent reviews say

Across 224 five-star reviews, clients consistently praise the team for turning the mortgage process from overwhelming into straightforward. His hallmark is patient explanations, rapid responses to queries, and strategic guidance that saves clients time and money-many return for refinancing or refer family members, and some have worked with him for over five years.

The team handles first-home buys, refinancing, investment loans, and commercial finance. Reviewers highlight competitive rate negotiation, proactive outreach through to settlement and beyond, and genuine care in matching clients to the right loan structure. One client noted a $3,000 bank cashback benefit the team secured; another praised his ability to restructure loans to meet life changes.

Praised for
  • knowledgeable and patient guidance
  • responsive and proactive communication
  • makes complex process clear and manageable
  • went above and beyond for clients
  • consistent professional service over years
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers seeking patient, knowledgeable guidance; repeat clients managing refinances or investment growth.

Strengths

  • consistent five-star track record across 224 reviews
  • patient explanation of options tailored to your goals
  • proactive follow-up from application through settlement and beyond
  • negotiates competitive rates and bank benefits

What reviews say by service

First Home Buyer Loans
Makes overwhelming process manageable; patient answers to every question; guides through hunting, tendering, and settlement.
refinancing
Stress-free process; negotiates competitive rates; restructures loans to address life changes and inflation.
Investment Property Loans
Helps clients understand borrowing power; assists with off-plan and complex property scenarios.
Commercial & Business Finance
Assists with commercial property purchases; one client praised for helping buy commercial property via referral.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 89% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
224
4
0
3
0
2
0
1
0

Common questions

How long does pre-approval take?
One client reports receiving pre-approval "soonish" after approval; another notes pre-approval issued quickly enough to confidently shop for homes.
Does the team help beyond settlement?
Yes. Clients report he stays in touch years after settlement, proactively reviewing rates to ensure you are not overpaying.
Can the team help with complex situations?
Yes. Reviewers highlight his ability to navigate off-plan purchases with delays, unforeseen circumstances, and loan restructuring for life changes.
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Every review Eugene receives is five stars, citing his patience, clear explanations, and responsiveness throughout the loan process. Reviewers consistently mention feeling less stressed, getting quick answers to questions, and being kept updated at every stage. Clients praise his ability to navigate first-home purchases, refinancing, and investment loans. He works beyond hours, coordinates with banks and conveyancers, and consistently delivers better outcomes than expected. Reviewers describe him as reliable, friendly, and genuinely committed to their success.

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From pre-approval through settlement, customers consistently report that Soho Financial simplifies what feels overwhelming into a clear, manageable path. The team responds quickly, explains options plainly, and handles the heavy lifting so buyers can focus on their purchase. Their strength is matching borrowers to better rates while keeping them informed at every step. Staff actively reach out with updates and stay available after hours when needed. Clients who refinanced multiple properties or returned for investment purchases cite that same mix of efficiency and genuine care.

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Every step felt manageable because the team kept talking and listening. They fought hard for good rates, explained the complex bits simply, and showed up when it mattered most-even when approval looked unlikely. They handle first-home buyers, refinancing, and harder cases (unusual income, tight timelines) with the same care. Staff stay available to answer questions, follow through on commitments, and treat stressful moments as solvable problems, not obstacles.

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Last updated 2026-08-01