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V M Mortgage & Finance

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 72 Google reviews · How we rank ›

5.0(72) 91 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
V M Mortgage & Finance
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
72

What recent reviews say

Step-by-step hand-holding through loans, responsive replies, and multilingual support define the experience here. Reviewers consistently highlight the team's patience with first-home buyers, ability to secure competitive rates, and willingness to work around the clock. Investment property and refinancing clients praise thoroughness and proactive ideas to boost borrowing capacity.

Bank approvals arrived fast (one client reports 72 hours to unconditional approval). The broker handles first-home buyer incentive eligibility, finds tailored loan matches, and keeps clients informed at every stage. No material complaints surface across the feedback.

Praised for
  • patient and supportive guidance
  • highly knowledgeable
  • quick and responsive communication
  • goes above and beyond
  • explained clearly and thoroughly
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers needing patient guidance and quick approvals; investment property buyers seeking competitive rates.

Strengths

  • responsive 24/7 support including weekends and after-hours
  • multilingual communication
  • fast loan approvals
  • tailored solutions rather than one-size-fits-all

What reviews say by service

First Home Buyer Loans
Consistently praised for patience, clear explanations, and securing fast approvals for first-time buyers with minimal deposit arranged.
Investment Property Loans
Clients highlight competitive rate-matching and thoroughness in assessing investment goals and borrowing capacity.
refinancing
Reviewers note transparent option explanations, proactive ideas to improve capacity, and smooth equity loan processes.
Mortgage Broker
Strong track record across all loan types; clients return for repeat mortgages and recommend widely.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 56% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 81
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
70
4
2
3
0
2
0
1
0

Common questions

How quickly can I get a mortgage approval?
One client received unconditional bank approval within 72 hours of initial contact. Timeline varies by individual circumstances.
Do you help first-home buyers with government incentives?
Yes; the broker guides clients on first-home buyer incentive eligibility and helps fast-track access to those programs.
Are you available outside normal business hours?
Staff provide support on weekends and after-hours when needed, and clients report prompt responses to queries.

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Mortgage Choice in Findon - Livio Tramontin

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Clients consistently describe a smooth, low-stress experience with quick turnarounds and same-day responses to inquiries. Livio meets face-to-face with first home buyers to clarify affordability and options, then guides them through settlement with clear communication and availability outside standard hours.

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Mortgage Choice Flinders Park - Judith Baynes
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Mortgage Choice Flinders Park - Judith Baynes

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Across nearly two years of reviews, buyers consistently praise the team for making stressful processes feel manageable. They cite clear explanations, swift pre-approvals within days, and attentive follow-up as hallmarks. Repeat clients return for refinances and investment properties, suggesting lasting trust built on knowledge and genuine care.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance

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Last updated 2026-08-01