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Universal Finance Australia Pty Ltd

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 218 Google reviews · How we rank ›

4.9(218) 93 composite score See reviews on Google ✓ Google-verified
Investment Property LoansCommercial & Business FinanceMortgage Broker
Universal Finance Australia Pty Ltd
Services
Investment Property Loans, Commercial & Business Finance, Mortgage Broker
Reviews
218

What recent reviews say

Clients consistently praise the speed and ease of the lending process, with repeated mentions of staff responsiveness and transparent communication. The team brings deep expertise in construction, commercial development, and bridge financing, offering solutions tailored to complex business scenarios rather than one-size-fits-all recommendations.

Praised for
  • responsive and quick process
  • knowledgeable and commercially minded staff
  • honest, tailored advice
  • smooth settlement and clear communication
  • dedicated follow-up
responsive-communicationexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestknowledgeablepersonalised-service
Best for: Businesses needing complex commercial or development funding outside traditional bank channels.

Strengths

  • Specialises in complex and difficult loans
  • Fast settlement within own timeline
  • Commercially minded approach to business finance
  • Tailored solutions for construction and development deals

What reviews say by service

Commercial & Business Finance
Brokers praised for commercially minded thinking, responsiveness on complex deals, and solutions across short-term lending and development funding.
Investment Property Loans
Clients highlight smooth process, clear communication, and ability to handle difficult scenarios beyond traditional bank lending.
Mortgage Broker
Fast settlements, transparent processes, and tailored advice rather than sales-focused recommendations.

How it compares

  • Rated 4.9 against a 4.96 average across the 327 commercial & business finance businesses listed here.
  • Has more Google reviews than 87% of the businesses in this directory.

How we scored this

How We Score
Star rating 94
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
208
4
6
3
0
2
0
1
4

Common questions

How quickly can Universal Finance settle a loan?
Reviewers report the team completes deals inside their own published timeline. One client noted settlement was fast and impressive to say the least.
Does Universal Finance handle complex or non-standard loans?
Yes. Their website lists services including caveat loans, bad credit business loans, difficult loans, bridging loans, and short-term commercial funding. Clients praise their ability to structure complex development and commercial scenarios.
Which areas does Universal Finance serve?
Their website states they operate across Australia, including Brisbane, Perth, Adelaide, Sydney, Melbourne, Hobart, and Canberra.
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Last updated 2026-08-01