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The Mortgage Company

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 74 Google reviews · How we rank ›

4.9(74) 89 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
The Mortgage Company
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
74

What recent reviews say

Staff walk first-time buyers and investors through complex mortgage decisions with patience and clarity, fielding questions promptly and tailoring solutions to individual goals. TMMC handles construction loans, SMSF strategies, commercial LRBA, and investment refinancing without fuss; reviewers consistently praise their ability to keep the process simple even when complications arise.

Praised for
  • responsive and quick to answer questions
  • patient explanation of every step
  • knowledgeable about loan products and investor strategies
  • went above and beyond to solve problems
  • made stressful process feel manageable
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeablepersonalised-serviceprofessional-and-honestsmooth-settlementgreat-for-first-home-buyers
Best for: First-time buyers and property investors wanting patient guidance through complex loan options.

Strengths

  • Staff explain every step clearly and patiently
  • Quick response to questions and proactive communication
  • Expertise in investor products and construction loans
  • Calm problem-solving when applications hit obstacles

What reviews say by service

First Home Buyer Loans
First-time buyers value the patient, step-by-step guidance and willingness to answer any question without judgment.
Investment Property Loans
Investors praise tailored strategies and smooth handling of complex products like SMSF LRBA and build now pay later schemes.
Commercial & Business Finance
Commercial LRBA clients report strong communication and professional handling even when applications exceed 3 months.
refinancing
Refinance clients mention smooth process and clear communication of available options.
Reverse Mortgage & Retirement Finance
Limited evidence in reviews; no specific feedback on reverse mortgage service.
self-employed-loans
Limited evidence in reviews; no specific feedback on self-employed loan service.

How it compares

  • Rated 4.9 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

How We Score
Star rating 94
Review volume 81
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
72
4
1
3
0
2
0
1
1

Common questions

How long does a mortgage application typically take?
One commercial LRBA application took over 3 months from initial inquiry to settlement, with regular communication throughout the process.
Do you help self-managed super fund borrowers?
Yes, the business advertises SMSF loan and SMSF LRBA products and has received positive feedback from super fund borrowers.
Are you open on weekends?
The business publishes opening hours for all 7 days of the week, so weekend appointments may be available.

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Low Rate Home Loan
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Every reviewer praised the team's expertise and willingness to solve difficult situations. Staff respond quickly, explain each step clearly, and work beyond hours to keep deals moving. Refinancing and first-home purchases both run without drama under their guidance. The business handles complex structures (loan splits, multiple properties, hurdles) with skill. Several reviewers named specific brokers who became their go-to contact, suggesting strong team continuity. No complaints appeared across 20 reviews.

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Last updated 2026-08-01