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The Funding Agency

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 153 Google reviews · How we rank ›

5.0(153) 90 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansReverse Mortgage & Retirement FinanceMortgage Broker
The Funding Agency
Services
First Home Buyer Loans, Investment Property Loans, Reverse Mortgage & Retirement Finance
Reviews
153

What recent reviews say

First-home buyers consistently report feeling supported and guided through what they expected to find confusing. The team explains options clearly, answers questions promptly, and works hard to find solutions that fit each client's situation-including cases where standard lending rules seemed to block approval.

Returning clients praise their expertise on investment structures and refinancing. Settlement is handled with the same care and detail as the application phase, with proactive communication at every milestone.

Praised for
  • responsive communication throughout process
  • clear explanations and jargon-free guidance
  • knowledgeable team with strong investment and lending expertise
  • goes above and beyond for clients
  • smooth and stress-free settlement experience
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First home buyers and self-employed borrowers seeking tailored advice and honest guidance through the approval process.
Think twice if: No common complaints or caveats evident in the reviews.

Strengths

  • tailored solutions for non-standard borrowers (self-employed, first-year business)
  • investment and property strategy expertise
  • clear step-by-step guidance without jargon
  • prompt response and constant updates

What reviews say by service

First Home Buyer Loans
Reviewers praise patience, plain-language explanations, and hand-holding through what felt like a confusing process; many return with later purchases.
Investment Property Loans
Clients highlight expertise in structuring investment deals and tailoring options to individual circumstances.
refinancing
Described as smooth and streamlined with clear step-by-step guidance; returning clients credit the team with efficient delivery.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 79% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 95
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
152
4
0
3
0
2
0
1
1

Common questions

Can you help me get a home loan in my first year of self-employment?
Yes. A recent client was approved in their first year of business, when most lenders require two years trading history. The team works to find solutions that fit your circumstances.
What can I expect during settlement?
The team keeps you updated every step of the way with clear explanations. Settlement is described as smooth and efficient, with staff handling details behind the scenes so you feel supported throughout.
Do you explain rates and fees clearly?
Yes. Reviewers consistently note that the team explains everything simply-strategy options, rates, fees, and paperwork-without rushing or using unnecessary jargon.
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Last updated 2026-08-01