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Sumit Shroff @ Loan Market

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 30 Google reviews · How we rank ›

4.9(30) 79 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansCommercial & Business FinanceMortgage Broker
Sumit Shroff @ Loan Market
Services
First Home Buyer Loans, Commercial & Business Finance, Mortgage Broker
Reviews
30

What recent reviews say

Sumit Shroff excels at guiding first-time buyers through their mortgage journey, explaining loan structures and options clearly while securing competitive rates. Most clients praise his responsiveness and patience during the approval process. However, one recent reviewer noted a stark shift: after an initially smooth experience, he became unreachable for months despite multiple contact attempts, raising concerns about long-term support consistency.

His website lists pre-approval and hardship support alongside home loans, and he holds Australian the team the team 390222. He operates in both Sydney and Melbourne. Repeat clients return to him, citing his skill with calculations and ability to anticipate application hurdles, yet the communication breakdown reported suggests potential reliability gaps post-settlement.

Praised for
  • responsive and patient with first-time buyers
  • clear explanations of complex processes
  • secures competitive interest rates
  • proactive follow-up during loan process
  • goes above and beyond after settlement
Watch-outs
  • communication drops off after initial stages
  • unresponsive to follow-up attempts over months
responsive-communicationgot-best-rateexplained-clearlywent-above-and-beyondpoor-communicationslow-responseknowledgeablepersonalised-servicegreat-for-first-home-buyers
Best for: First-time homebuyers who value step-by-step guidance and rate negotiation during the loan approval phase.
Think twice if: You need reliable long-term support after settlement; one reviewer experienced months of unresponsiveness despite prior availability.

Strengths

  • explains loan options and processes clearly to first-time buyers
  • secures competitive interest rates across multiple lenders
  • anticipates application hurdles early
  • available and proactive during approval stages

What reviews say by service

First Home Buyer Loans
Most first-time buyers praise clear explanations, patient guidance, and competitive rate outcomes; one recent reviewer experienced excellent service that deteriorated sharply post-approval.
Commercial & Business Finance
One reviewer secured competitive commercial loan for Ashburton property alongside residential loan with proactive guidance.
Mortgage Broker
Strong track record with loan structure advice and rate negotiation; communication reliability questioned by one recent case.

How it compares

  • Rated 4.9 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 33% of the businesses in this directory.

How we scored this

How We Score
Star rating 95
Review volume 65
Review recency 94
Review sentiment 57
Profile completeness 100
Verification 30

Rating breakdown

5
29
4
0
3
0
2
0
1
1

Common questions

Does Sumit help first-time buyers understand the whole process?
Yes. Reviewers consistently note he explains borrowing capacity, loan structures, interest rates, government grants, stamp duty, and settlement in detail, taking time to answer questions patiently.
Can he help with commercial loans as well as residential?
Yes. His website lists home loans and pre-approval; one reviewer received help with both a residential loan (Mount Waverley) and a commercial loan (Ashburton).
What areas does he serve?
His website claims Sydney and Melbourne. Google location is Coburg; reviewers mention transactions in Mount Waverley, Ashburton, and other Melbourne suburbs.
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Last updated 2026-08-01