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Mortgage Choice Raji Ramachandran and Vimal Natarajan

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 37 Google reviews · How we rank ›

5.0(37) 83 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansReverse Mortgage & Retirement FinanceMortgage Broker
Mortgage Choice Raji Ramachandran and Vimal Natarajan
Services
First Home Buyer Loans, Reverse Mortgage & Retirement Finance, Mortgage Broker
Reviews
37

What recent reviews say

Every single review is five stars, and reviewers consistently highlight how approachable and quick the team is to respond. Most praise how clearly Raji explains loan options without pressure, and many describe being guided through refinancing or home purchase with minimal stress and competitive rates achieved.

Praised for
  • quick and available communication
  • clear explanations and patience
  • went above and beyond
  • knowledgeable and professional
  • helped secure competitive rates
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers wanting clear explanations and refinancers seeking competitive rates without pressure.
Think twice if: No reservations emerged in the reviews provided.

Strengths

  • same-day or after-hours availability
  • explains options without pressure
  • sources competitive rates quickly
  • handles complex scenarios (investment loans, equity release, offsets)

What reviews say by service

First Home Buyer Loans
Reviewers report stress-free guidance, competitive rates, and patience from application through settlement.
refinancing
Praised for fast turnaround (30 days), competitive rates, and structuring multi-loan scenarios with flexibility.
Reverse Mortgage & Retirement Finance
One reviewer highlighted equity release structured alongside standard loans with clear explanations.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 38% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 69
Review recency 86
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
37
4
0
3
0
2
0
1
0

Common questions

How quickly can a loan be approved?
One reviewer's refinance and equity release was completed in 30 days, though this may not be typical for all applications.
Are there fees mentioned?
The reviews do not discuss any fees or costs charged by the business.

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Reviewers consistently experience attentive, expert guidance paired with genuine care. Staff explain financial options clearly and stay accessible throughout. First-home buyers, self-employed individuals, and property investors all report smooth processes and strong outcomes. Work spans refinancing, investment property conversions, debt restructuring, and complex loan scenarios. The business holds MFAA accreditation and operates as an AFG the team the team. Support continues after settlement, including offset account setup and ongoing advice.

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Last updated 2026-08-01