Does Steve work with first-home buyers?

Yes. Multiple reviewers describe him guiding first-time buyers through every step with clear communication and patience, securing competitive rates and easing stress.

Can he help with refinancing?

Yes. Several clients have refinanced with him over years; they report quick turnarounds, competitive rates, and smooth processes from application to settlement.

Does he work with self-employed borrowers?

Yes. One reviewer noted Steve researched tailored solutions for a self-employed borrower, remained patient despite personal delays, and delivered a stress-free loan process.

Mortgage Choice Broker Norwood - Steve Smith

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 65 Google reviews · How we rank ›

5.0(65) 90 composite score See reviews on Google ✓ Google-verified

First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker

Mortgage Choice Broker Norwood - Steve Smith

Services: First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews: 65

What recent reviews say

Steve Smith delivers consistent, patient guidance that turns mortgage complexity into a manageable journey. Clients repeatedly mention his rapid replies, honest product advice, and willingness to work through personal circumstances without rushing-whether it's a first home, refinance, or self-employed borrower scenario.

Across five years of relationships, reviewers credit him with securing competitive rates tailored to their needs and keeping them informed without chasing required. The team answers calls and texts promptly, and his approach balances thoroughness with a genuine personal touch that builds lasting client loyalty.

Praised for

responsive and available
clear communication and patient guidance
went the extra mile for clients
strong product knowledge and market expertise
smooth, stress-free process

responsive-communicationexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestgreat-for-first-home-buyersknowledgeableexcellent-for-self-employedpersonalised-service

Best for: First-home buyers and self-employed borrowers needing patient, transparent guidance.

Strengths

Quick communication and immediate availability
Transparent, tailored product matching
Understands first-time buyers and self-employed borrowers
Sustained client relationships spanning years

What reviews say by service

First Home Buyer Loans: Reviewers praise his clear step-by-step guidance and patience answering first-time questions without judgment.
refinancing: Multiple clients used his service for refinancing and report swift, smooth processes with competitive rates.
self-employed-loans: One reviewer noted Steve researched tailored solutions despite complications of self-employed income, remaining patient and proactive.

How it compares

Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
Has more Google reviews than 53% of the businesses in this directory.

How we scored this

How We Score

Star rating 99

Review volume 79

Review recency 100

Review sentiment 81

Profile completeness 100

Verification 30

Rating breakdown

Common questions

Does Steve work with first-home buyers?: Yes. Multiple reviewers describe him guiding first-time buyers through every step with clear communication and patience, securing competitive rates and easing stress.
Can he help with refinancing?: Yes. Several clients have refinanced with him over years; they report quick turnarounds, competitive rates, and smooth processes from application to settlement.
Does he work with self-employed borrowers?: Yes. One reviewer noted Steve researched tailored solutions for a self-employed borrower, remained patient despite personal delays, and delivered a stress-free loan process.

Request a quote

Similar mortgage brokers nearby

Mortgage Choice Broker Norwood - Martin Roach

5.0(188)✓ Google-verified

Martin and Renae deliver approvals in hours and strip away the stress of loan applications with frank, jargon-free explanations. They answer calls day and night, stay on top of every detail, and negotiate hard to find the best rate. Clients praise their help across first home purchases, investment properties, and bridging finance over many years. They also offer ongoing strategic advice for wealth-building, not just a one-off loan.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance

View profile

Mortgage Choice Norwood - David Brett & Luke Beeson

5.0(70)✓ Google-verified

David and Luke handle buyers and borrowers with patience that makes mortgages feel personal. They explain options clearly, respond fast to questions, and keep clients updated at every step, whether it is a first home, construction loan, or refinance. Their market knowledge and willingness to dig into complex situations mean clients save time and money, and feel supported rather than rushed through. Reviewers trust them with complicated cases: self-employed borrowers, construction builds, investment purchases, loan restructures. They step in for each other during leave with no loss of momentum. The consistency across 70 reviews, all five-star, points to genuine care and competence, not one-off luck.

First Home Buyer LoansCommercial & Business FinanceReverse Mortgage & Retirement Finance

View profile