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MJ Finance

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 101 Google reviews · How we rank ›

5.0(101) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
MJ Finance
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
101

What recent reviews say

Twenty reviews over ten months paint a picture of consistent, high-touch service. Clients describe rapid responses to questions at any hour, straightforward explanations of loan options, and a willingness to work through obstacles until approvals land. Whether first-time buyers, investors, or those refinancing, reviewers highlight the same pattern: accessible, knowledgeable guidance delivered with genuine care and humor.

The team handles residential loans, SMSF structures, commercial finance for vehicles, and construction lending. Long-standing clients credit over a decade of partnership and personal attention to their financial goals. No complaints appear across the available reviews, though the high rating means this reflects the self-selected feedback pool typical of Google.

Praised for
  • responsive and available around the clock
  • knowledgeable and explains clearly
  • goes above and beyond
  • builds long-term relationships
  • handles complex scenarios (SMSF, refinance, construction loans)
responsive-communicationexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honest
Best for: First-time home buyers and investors seeking attentive, available guidance through complex loan structures.

Strengths

  • Available for questions around the clock
  • Explains options in plain language
  • Persistent in securing approvals
  • The team SMSF and complex financing structures

What reviews say by service

First Home Buyer Loans
Reviewers consistently praise clear explanations and emotional support for first-time buyers, reducing anxiety through the process.
Investment Property Loans
Clients highlight ability to structure investment acquisitions and refinancing with responsiveness and expertise.
construction-loans
Reviewer noted assistance with construction financing described the process as made "a breeze" with strong advice.
Commercial & Business Finance
Quick handling of business vehicle finance praised for simplicity and promptness.
Reverse Mortgage & Retirement Finance
Limited evidence; one reviewer mentioned assistance after selling a house and organizing new purchase finance.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 67% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 87
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
101
4
0
3
0
2
0
1
0

Common questions

Can I reach someone outside normal business hours?
Yes, reviewers report the team responds to questions and emails around the clock, including outside standard hours.
Will everything be explained in plain language?
Multiple reviewers note the team takes time to explain every detail and financial option so clients understand their choices.
Do you help with SMSF home loans?
Yes, reviewers confirm assistance arranging mortgages within self-managed super funds.

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First-home buyers and refinancing clients consistently praise the team for patient explanations and genuine advocacy. Staff work proactively to secure the best rates, often stepping in beyond typical broker duties to support clients through purchase decisions and settlement challenges. The business handles first home purchases, refinances, and multiple mortgages. Named brokers like Tom, the team, and Cathy earn repeated mentions for turning difficult circumstances into smooth outcomes. Regular check-ins and availability during critical moments stand out as practical strengths.

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I am lending - Sam Neville
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First-time buyers and refinancers consistently report being guided through each step with exceptional communication, even outside hours. The team adapts to individual circumstances and handles obstacles calmly, making what feels overwhelming into something manageable. Their website lists services across home loans, refinancing, investment, and self-employed finance, with published fees ranging from $660 to $4,400 depending on complexity. Reviewers emphasise clear explanations and genuine care rather than pushing products.

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VIDA Finance
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VIDA Finance

5.0(35)✓ Google-verified

The team delivers consistent, personalized service that turns complicated finance into straightforward transactions. Clients repeatedly mention her responsiveness, market knowledge, and ability to find better rates than banks offer. She handles first-home buyers, refinancing, and investment deals with equal professionalism, staying proactive through every step and calming client nerves along the way. Long-term clients return because she remembers them and keeps finding better outcomes on repeat. Her strength lies in problem-solving when lenders throw obstacles in the way, and in explaining options so clearly that even nervous first-time buyers feel confident. A six-year relationship with one client says it all: she's reliable, approachable, and worth coming back to.

Investment Property LoansMortgage Broker

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Last updated 2026-08-01