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Mikal Howard Finance: Mortgage Broker in Tea Tree Gully

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 20 Google reviews · How we rank ›

5.0(20) 82 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Mikal Howard Finance: Mortgage Broker in Tea Tree Gully
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
20

What recent reviews say

Reviewers consistently praise straightforward communication and genuine commitment to their goals. From first-home buyers rejected by bigger brokers to investors managing multiple properties, people say Mikal tackles complex applications, keeps them updated at each step, and remains available long after settlement to support refinances and new purchases.

Praised for
  • stays in touch beyond settlement
  • explains clearly and listens
  • quick response to calls and emails
  • goes above and beyond for clients
  • knowledgeable and professional
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondknowledgeablepersonalised-serviceprofessional-and-honestsmooth-settlementgreat-for-first-home-buyers
Best for: first-home buyers rejected by banks, investors managing multiple properties, people needing ongoing support

Strengths

  • takes on cases other brokers reject
  • keeps clients updated throughout and after settlement
  • responsive to phone and email
  • explains options clearly
  • handles complex applications

What reviews say by service

First Home Buyer Loans
Reviewers credit the broker with approvals after banks rejected them; explained process clearly to ease first-time stress.
Investment Property Loans
Clients praise handling of multiple investment property applications and ongoing portfolio advice.
refinancing
Multiple reviewers report smooth refinances for renovations, equity access, and debt consolidation.
Reverse Mortgage & Retirement Finance
No clear evidence in reviews.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 25% of the businesses in this directory.

How we scored this

How We Score
Star rating 98
Review volume 57
Review recency 96
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
20
4
0
3
0
2
0
1
0

Common questions

Does Mikal Howard Finance help people who've been rejected by banks?
Yes. Reviewers report being rejected by larger banks and brokers before Mikal approved their loans. He tailors applications to work with what clients already have rather than asking them to meet higher thresholds first.
What happens after my loan settles?
The broker stays in touch for ongoing advice. Reviewers mention him helping with later refinances, renovations, and new purchases years after their first deal.
Does the team handle renovations and property valuations?
Yes. Their website lists property valuation and bill review services alongside home loans and investment property loans.
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Last updated 2026-08-01