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Kubaer Finance

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 195 Google reviews · How we rank ›

5.0(195) 94 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansCommercial & Business FinanceReverse Mortgage & Retirement FinanceMortgage Broker
Kubaer Finance
Services
First Home Buyer Loans, Investment Property Loans, Commercial & Business Finance
Reviews
195

What recent reviews say

First-time buyers and refinancers consistently report clear explanations, rapid responses, and hands-on support that eased what they expected to be stressful transactions. Staff maintained regular contact at every step, answered questions directly, and helped clients understand their options before settlement.

The team handles first home purchases, refinancing on both investment and owner-occupied properties, and SMSF loans. Reviewers also mention business and car loans on the website. No complaints appear in recent reviews; the 5-star average across 195 reviews reflects sustained positive experience with named loan managers across transaction types.

Praised for
  • expert guidance and patient explanation
  • responsive communication and prompt replies
  • went above and beyond to support clients
  • smooth, stress-free loan process
responsive-communicationwent-above-and-beyondexplained-clearlysmooth-settlementprofessional-and-honestloan-approved-fastgreat-for-first-home-buyers
Best for: First-time home buyers and refinancers wanting clear guidance and responsive support throughout their loan process.

Strengths

  • named loan managers stay engaged throughout
  • clear explanations of loan options and process
  • fast replies to client questions
  • handles first home, investment, and refinancing in one place

What reviews say by service

First Home Buyer Loans
First-time buyers praise clear explanations of the entire process and patient guidance from start to finish.
refinancing
Refinancers report smooth handling of both investment and owner-occupied property refinancing with timely communication.
Investment Property Loans
Investment property buyers note professional guidance and support in arranging loans for purchase transactions.
Commercial & Business Finance
Business loans listed on website; no review evidence for this category.
Reverse Mortgage & Retirement Finance
Reverse mortgages listed in website services; no review evidence for this category.
Mortgage Broker
Broker role confirmed in reviews; reviewers describe broker as intermediary helping them secure loans from lenders.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 85% of the businesses in this directory.

How we scored this

How We Score
Star rating 100
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
190
4
4
3
1
2
0
1
0

Common questions

What areas do you cover?
Their website lists Adelaide and Plympton Park, SA 5038. Contact them to confirm coverage of your specific area.
Who will work on my loan application?
You will be assigned a loan manager. Reviews mention the team, the team, and the team as staff handling applications; all are praised for staying in contact throughout the process.
How long did settlement take?
One reviewer mentions timely settlement, but specific timeframes are not stated in reviews. Ask the team for expected timelines on your loan type.

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The team works methodically through the entire loan journey, staying available at odd hours and explaining each step until it clicks. Reviewers consistently report completed applications in 30 days or less, better rates than their existing banks, and the sense they were genuinely cared for rather than processed. First-home buyers and long-term refinancing clients alike describe him as calm, honest, and willing to spend time upfront even with no guarantee of the job. His strength lies in personal connection: he listens to your constraints, walks through what banks require, and adapts the strategy when circumstances shift. Reviewers who felt confused or stressed elsewhere found relief here. The business states it handles home loans, refinancing, investment loans, construction loans, and pre-approval across Daw Park, Blackwood, Flagstaff Hill, Morphett Vale and surrounding suburbs.

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Excel Mortgages
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First-time buyers and investors consistently praise Excel Mortgages for turning a complex process into something manageable. Staff keep clients informed at every step, explain options clearly, and secure competitive rates without the run-around of visiting multiple lenders. The team handles more than just loan approval: they assist with conveyancing, insurance, and agent negotiations. Clients feel supported rather than pressured, and settlement typically closes without delay. No complaints appear across the 17 reviews examined.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance

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Last updated 2026-08-01