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Impact Home Loans

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 91 Google reviews · How we rank ›

5.0(91) 92 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansMortgage Broker
Impact Home Loans
Services
First Home Buyer Loans, Investment Property Loans, Mortgage Broker
Reviews
91

What recent reviews say

Every review is five-star, with clients consistently citing stress-free processes, speedy approvals, and personalised guidance through complex loans. First-time buyers, self-employed borrowers, and multi-year clients all credit the team with securing better rates, connecting them to conveyancers and contractors, and remaining available throughout settlement and beyond.

The business handles home loans, refinancing, and investment property purchases across the Berwick area and surrounding suburbs. Their website lists construction loans and business finance alongside mortgage broking. Clients returning over 5-10 years mention reliability and a team approach, though the majority of praise centres on one individual staff member.

Praised for
  • goes above and beyond for clients
  • thorough process guidance and education
  • fast approval and smooth transactions
  • best rates and loan terms negotiated
  • long-term relationships and loyalty
responsive-communicationgot-best-rateloan-approved-fastexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-time buyers, self-employed borrowers, and investors seeking fast approvals and rate negotiation.

Strengths

  • Consistently fast loan approvals and unconditional offers within tight timelines
  • Personalised loan structuring to maximise borrowing capacity
  • Access to conveyancers, contractors, and settlement professionals
  • Long-term client retention with multi-decade relationships

What reviews say by service

First Home Buyer Loans
First-time buyers report stress-free processes, education on borrowing capacity, and approval achieved despite single-income status.
refinancing
Refinancing clients cite smooth processes and access to better rates through negotiation with lenders.
Investment Property Loans
Investment buyers praise personalised advice, fast unconditional approvals, and guidance through purchase decisions in current market.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 64% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 85
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
91
4
0
3
0
2
0
1
0

Common questions

How quickly can I get loan approval?
Clients report unconditional approval achieved within strict timelines, with one noting approval "within a strict timeline" for their land and home purchase.
Can I get help if I'm self-employed?
Yes. A self-employed borrower reports the team supported them through every step, making the process easier than expected despite self-employment lending typically being harder.
What areas do you serve?
Their website lists Berwick, Pakenham, Officer, Clyde, Clyde North, Cranbourne, Narre Warren, and Beaconsfield.

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Resolve Finance - Berwick
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From day one, clients experience genuine care and patience. Whether you're a nervous first-time buyer or managing multiple properties, the team walks you through each step without jargon, answers every question promptly, and fights to secure the best possible rate. What stands out is how they shoulder the stress-handling bank and settlement coordination, fixing complicated loan situations, and staying available around the clock. Many borrowers return for investment properties or refinancing after their first experience. The broker consistently sources competitive rates within tight timeframes and keeps clients informed at every stage. Even when bank valuations hit snags or personal circumstances demand flexibility, the team finds solutions others might have turned down.

Commercial & Business FinanceMortgage Broker

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Last updated 2026-08-01