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Ho Finance- Finance Made Simple

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 50 Google reviews · How we rank ›

5.0(50) 89 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansInvestment Property LoansMortgage Broker
Ho Finance- Finance Made Simple
Services
First Home Buyer Loans, Investment Property Loans, Mortgage Broker
Reviews
50

What recent reviews say

Keith Ho delivers hands-on help with commercial, investment, and first-home loans. Reviewers consistently highlight his speed, patience, and willingness to tackle cases other brokers rejected-one was told no by three others before Keith secured approval in a week. He explains every step clearly, answers questions after hours, and tailors solutions to each client's situation rather than offering off-the-shelf advice.

Clients praise sharp rate cuts (one refinance dropped from 8.24% to 5.4%), stress-free processes, and genuine commitment to their goals. First-home buyers feel especially supported; business buyers appreciate his step-by-step guidance through complex purchases. The business operates across Australia with over 14 years' experience.

Praised for
  • responsive and quick turnaround
  • clear explanations and guidance
  • patient and genuinely helpful
  • solved difficult cases others refused
  • went above and beyond
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestgreat-for-first-home-buyersknowledgeablepersonalised-service
Best for: First-home buyers, business owners with complex finances, and property investors seeking rate reductions.
Think twice if: No significant caveats emerge from reviews.

Strengths

  • tackles rejected applications
  • fast loan approval
  • significant rate reductions
  • personalised service
  • available evenings and weekends

What reviews say by service

First Home Buyer Loans
First-home buyers praise patient guidance, stress-free process, and after-hours availability. One reviewer called it their dream realised.
Investment Property Loans
Investment clients highlight personalised solutions and significant rate improvements on refinances.
Mortgage Broker
Clients value broker's willingness to solve complex cases others refused and transparent, honest approach to finding best options.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 47% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 74
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
49
4
0
3
1
2
0
1
0

Common questions

What if another broker already rejected my loan?
Multiple reviewers were turned down by other brokers before Keith approved them. One was rejected by three brokers and received approval within a week.
Are loans available outside business hours?
Yes. Reviewers mention Keith responding and being available after hours and on weekends.
Can I refinance to a lower rate?
Yes. One client refinanced a commercial property from 8.24% to 5.4%, demonstrating significant rate improvements are possible.

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Last updated 2026-08-01