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Harker Home Loans

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 45 Google reviews · How we rank ›

5.0(45) 89 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property LoansReverse Mortgage & Retirement FinanceMortgage Broker
Harker Home Loans
Services
First Home Buyer Loans, Investment Property Loans, Reverse Mortgage & Retirement Finance
Reviews
45

What recent reviews say

All 45 reviews award five stars. Clients consistently praise the team's expertise and patience through what would otherwise be a confusing process. Returns to the business across multiple property purchases and loan reviews suggest genuine trust; several report significant rate savings or approvals where other brokers had failed.

Praised for
  • knowledgeable and clear explanations
  • goes above and beyond
  • client-focused service
  • prompt and reliable
  • saves money on rates
responsive-communicationgot-best-rateexplained-clearlywent-above-and-beyondknowledgeablepersonalised-servicesmooth-settlementprofessional-and-honestgreat-for-first-home-buyers
Best for: First-home buyers navigating complex financial situations and investors buying multiple properties.

Strengths

  • Finds competitive rates where other brokers fail
  • Explains complex loan steps clearly
  • Long-term client relationships
  • Available for support and follow-up after settlement

What reviews say by service

First Home Buyer Loans
Clients praise support through their first purchase, especially in complex employment situations. Multiple reviews report saving significant money versus other brokers.
Investment Property Loans
Described as reliable over 15+ years of repeat investment property purchases.
refinancing
Reviewers report quick rate reductions identified within 24 hours and better options than their current lender.
Mortgage Broker
Consistently rated as knowledgeable and willing to investigate individual circumstances thoroughly.

How it compares

  • Rated 5 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 44% of the businesses in this directory.

How we scored this

How We Score
Star rating 99
Review volume 72
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
45
4
0
3
0
2
0
1
0

Common questions

How quickly can they turn around a rate review?
One client had a 0.64% reduction negotiated within 24 hours of sending loan details.
Do they stay in touch after the loan settles?
Yes. Multiple reviews mention follow-up calls to check progress, and one client reported a call one month after settlement.
What if my employment situation is complex?
Reviews show the team investigates specific circumstances thoroughly. One first-home buyer with difficult employment was approved at 6.3% when other brokers quoted 9-10%.

Similar mortgage brokers nearby

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180 Finance

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Every reviewer praises the broker's expertise and calm guidance through purchase, refinance, and complex situations (self-employed, maternity leave). Clients specifically mention video recaps, rapid turnaround (a refinance settled in under 3 weeks), and contact long after settlement. The team maintains an online booking calendar for 30-minute planning calls and connects clients with trusted conveyancers and inspectors. Staff stay engaged post-settlement to ensure everything remains on track. One reviewer switched after a competing broker stalled six months.

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Mortgage Choice Broker Norwood - Martin Roach
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Mortgage Choice Broker Norwood - Martin Roach

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Martin and Renae deliver approvals in hours and strip away the stress of loan applications with frank, jargon-free explanations. They answer calls day and night, stay on top of every detail, and negotiate hard to find the best rate. Clients praise their help across first home purchases, investment properties, and bridging finance over many years. They also offer ongoing strategic advice for wealth-building, not just a one-off loan.

First Home Buyer LoansInvestment Property LoansCommercial & Business Finance
Mortgage Choice Norwood - David Brett & Luke Beeson
91

Mortgage Choice Norwood - David Brett & Luke Beeson

5.0(70)✓ Google-verified

David and Luke handle buyers and borrowers with patience that makes mortgages feel personal. They explain options clearly, respond fast to questions, and keep clients updated at every step, whether it is a first home, construction loan, or refinance. Their market knowledge and willingness to dig into complex situations mean clients save time and money, and feel supported rather than rushed through. Reviewers trust them with complicated cases: self-employed borrowers, construction builds, investment purchases, loan restructures. They step in for each other during leave with no loss of momentum. The consistency across 70 reviews, all five-star, points to genuine care and competence, not one-off luck.

First Home Buyer LoansCommercial & Business FinanceReverse Mortgage & Retirement Finance

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Last updated 2026-08-01