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Freedom Loans

Updated 2026-08-01 · 5,295 reviewed · 601 listed · Scored from 72 Google reviews · How we rank ›

4.7(72) 87 composite score See reviews on Google ✓ Google-verified Publishes prices
First Home Buyer LoansReverse Mortgage & Retirement FinanceMortgage Broker
Freedom Loans
Services
First Home Buyer Loans, Reverse Mortgage & Retirement Finance, Mortgage Broker
Reviews
72

What recent reviews say

Freedom Loans handles refinancing and investment loans for self-employed borrowers and those rejected by mainstream lenders, turning complex applications into straightforward settlements. The team delivers fast approvals, explains options clearly, and stays responsive through the entire process, leaving customers with genuine relief from financial pressure.

For sole traders and small business owners, their low-doc expertise removes the usual friction of traditional bank lending. Whether consolidating debts or buying investment property, reviewers consistently note the staff's willingness to find solutions where others refused.

Praised for
  • smooth refinancing process for self-employed
  • staff go above and beyond
  • clear communication and constant updates
  • approvals fast despite knockbacks elsewhere
  • stress-free experience, answers all questions
responsive-communicationloan-approved-fastexplained-clearlywent-above-and-beyondsmooth-settlementprofessional-and-honestexcellent-for-self-employed
Best for: Self-employed sole traders and small business owners needing refinancing or investment loans.

Strengths

  • Specialises in self-employed and low-doc lending
  • Fast approvals for borrowers rejected by other lenders
  • Personal service with responsive staff
  • Stress-free refinancing and consolidation

What reviews say by service

refinancing
Consistently praised for making refinancing smooth and stress-free, especially for self-employed borrowers.
self-employed-loans
Strong focus on helping sole traders and small business owners where major banks had declined them.
First Home Buyer Loans
Reviewers report successful first-home purchases, including investment property acquisition for self-employed buyers.
Investment Property Loans
Delivered investment property approvals quickly alongside refinancing of existing mortgages.

How it compares

  • Rated 4.7 against a 4.93 average across the 371 first home buyer loans businesses listed here.
  • Has more Google reviews than 57% of the businesses in this directory.

How we scored this

How We Score
Star rating 84
Review volume 81
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
67
4
0
3
0
2
0
1
5

Common questions

Do you help self-employed borrowers?
Yes. Reviewers describe themselves as sole traders and small business owners who were approved where other lenders declined them. The website lists self-employed loans and no proof of income loans as core services.
How fast can you process an approval?
One reviewer reported approval for both a refinance and investment property purchase within a few days of initial contact.
Can you consolidate multiple debts with a refinance?
Yes. Multiple reviewers mention consolidating credit card debts and other interest-bearing loans alongside their mortgage refinance.

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Last updated 2026-08-01